Local, Secure, Safe.
For full details on the opening hours and the location of your nearest MKCU service point please click here.
|Want to secure savings?|
|No bank account?|
|Need a safe loan?|
|Want to invest in MKCU?
|Loan Application Guidance||Loan Application Form|
What are the benefits of borrowing with MK Credit Union?
- No arrangement fees
- No penalty for early repayment
- Affordable interest rates-All new loans charged at 2% (26.8% APR)
What are the requirements to borrow?
- You must have saved regularly for at least three months and be able to show that you can afford repayments (creidit checks may be carried out).
- You can borrow up to £10,000 over a maximum period of 5 years.
- You can borrow up to three times the amount of your savings.
How do I apply for a loan?
Once you join, you can access the member's area of the website where you can complete an online application form. Applicants should first read the Loan Guidance (downloadable on this page), which provides information on terms & conditions.
Members take loans for a variety of reasons this might be for home improvements, school uniforms and equipment, white goods and furniture or unexpected bills.